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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Flexible and easy to use

5
Good interest rates, excellent customer service quick and efficient statement service. I'm happy with my card an would reccomend it to anyone. I've built my credit score over 100 piunts in 3 months!!! Reviewed on: 29th March 2022
Dave Tootill's avatar
Dave Tootill

zopa credit card

5
very happy with service card widely accepted Reviewed on: 29th March 2022
alan7000uk@yahoo.com's avatar
[email protected]

Excellent

5
First class customer service easy access to your account Reviewed on: 29th March 2022
Ian Glenny's avatar
Ian Glenny

Super easy

5
Out of all my cards the app for this one is by far the best. Reviewed on: 29th March 2022
Randy Richards's avatar
Randy Richards

Best credit card

5
Its one of the best credit card company's I've ever used so far. Reviewed on: 29th March 2022
Nick Hutchinson's avatar
Nick Hutchinson

Helpfull

5
I had few years ago bad financial difficulties however so many credit card has declined my application and zopa has give me the opportunity to build my credit rating by giving me chance to have a credit card again Thank you Reviewed on: 29th March 2022
Bilal guler's avatar
Bilal guler

Best credit card

5
Zopa is a best credit card for me, its easy and simple to manage my daily spending, im very happy with my credit card Reviewed on: 29th March 2022
Imran khan 's avatar
Imran khan

Good service

5
Sorted my credit card out straight away. My loan was Sorted out in minutes. Reviewed on: 29th March 2022
David 's avatar
David

Great card best one

5
Just fast payments easy to use I love it Reviewed on: 29th March 2022
BigG Manu's avatar
BigG Manu

Great customer experience

4
Effective & efficient sign up and application process. Very user friendly mobile app & helpful support. Reviewed on: 29th March 2022
Scott Evans's avatar
Scott Evans

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