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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Their App is straight forward and easy to use.

Their services are great and straightforward Reviewed on: 29th March 2022

easy and straightforward

easy and straightforward no if's and no but's job done Reviewed on: 29th March 2022

It's ok

Good experience I recommend to everyone Reviewed on: 29th March 2022

Zopa are just the best

Zopa is just the best they make everything easy to understand and manage your account very easy, I have told family and friends about zopa Reviewed on: 29th March 2022

Friendly customercare and easy App to use

Friendly customer care, easily approachable if you get into difficulties. Reviewed on: 29th March 2022

Excellent service and great rates

Got a great rate with my zopa card better than anyother card that i ever used. Thanks zopa Reviewed on: 29th March 2022

Easy to use.easy to pay

Find I don't have any problems using their web page.so easy to use app. Reviewed on: 29th March 2022

No problem !

Great, helpful team who always make you feel like a valued customer , Good credit card Reviewed on: 29th March 2022

Simply the best

I have only been a customer at Zopa for a short period of time,but they have been really helpful at every stage from application to keeping me up to date with all of my transactions,payments etc.I would definitely recommend Zopa to all my family and friends Reviewed on: 29th March 2022

Best credit card

Very easily handled good credit card not much charges and review account every month Reviewed on: 29th March 2022

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