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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card, Great customer service

Great card, Great customer service Reviewed on: 15th January 2026

Amazing service - with up to date messages of what...

Fabulous service - with up to date messages of what i’ve spent and what i have left perfect for a busy schedule Reviewed on: 15th January 2026

Helped me build my credit the first to say yes and g...

Helped me build my credit the first to say yes and gave me a chance Reviewed on: 15th January 2026

Amazing service and quick effortless process.

Amazing service and quick effortless process. Reviewed on: 15th January 2026

I ham relly.

I ham relly. Happy with this card and wood tell all friends and family two get won. Reviewed on: 15th January 2026

First Class

Everything has gone extremely smoothly in my dealings with Zopa - whom I can thoroughly recommend Reviewed on: 15th January 2026

Got a loan from Zopa at a very satisfactory interest...

Got a loan from Zopa at a very satisfactory interest rate Reviewed on: 15th January 2026

Brilliant company, app and credit card always there...

Brilliant company, app and credit card always there if you have any queries Reviewed on: 15th January 2026

Excellent card highly recommended

Excellent customer service and always keep you up to date on everything Reviewed on: 15th January 2026

Easy to use and very helpful

Easy to use and very helpful and they are there when needed Reviewed on: 15th January 2026

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