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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Dopamine has great customer services and very easy...

Dopamine has great customer services and very easy to deal with any problems Reviewed on: 15th January 2026

Good bank, very easy to deal with

Good bank, very easy to deal with Reviewed on: 15th January 2026

Been with Zopa nearly 2 years been great and there c...

Been with Zopa nearly 2 years been great and there customer service is also great Reviewed on: 15th January 2026

Great service

Great experience my first bank in uk and probably the last one aswell Reviewed on: 15th January 2026

Excellent app easy to use.

Excellent app easy to use. Although credit limit raises could be easier. Reviewed on: 15th January 2026

Not at the moment as a little busy at the moment.

Not at the moment as a little busy at the moment. Will do later though. Reviewed on: 15th January 2026

Easy to use

No problems easy to use and good customer service when needed Reviewed on: 15th January 2026

Great service and they keep you posted on your accou...

Great service and they keep you posted on your account and product's Reviewed on: 15th January 2026

Great and easy to use

Great and easy to use. Would recommend to anyone thanks Reviewed on: 15th January 2026

All round Excellent

Excellent service , reasonable rates, app very simple to use and navigate your way around Reviewed on: 15th January 2026

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