Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service all round , very good way to mange...

Excellent service all round , very good way to mange money and app is very user friendly Reviewed on: 15th January 2026

Brilliant

I’ve had no problems with Zopa delighted with their service. No problems with using or payments for goods or paying my bill. Reviewed on: 15th January 2026

Zopa credit card has helped me improve my credit score

Zopa credit card has helped me improve my credit score Reviewed on: 15th January 2026

Great Company, always helped me.

Great Company, always helped me. Thank you Reviewed on: 15th January 2026

Zopa. To apply for Zopa card was straight forward.

To apply for Zopa card was straight forward. Once i was approved it didnt take long to receive my card. Easy to set up and payments arranged with no fuss Reviewed on: 15th January 2026

Just brilliant

Easy to set up used in lots of places contactless or pin, direct debit or manual payment to pay back Reviewed on: 15th January 2026

Great company and great service couldn't fault the s...

Great company and great service couldn't fault the service Reviewed on: 15th January 2026

Very easy website to understand all the information...

Very easy website to understand all the information you require and very helpful when I have contacted them. Reviewed on: 15th January 2026

Good to build up credit score good service and quick...

Good to build up credit score good service and quick to increase limits Reviewed on: 15th January 2026

Fantastic company, very obliging

Fantastic company, very obliging, super professional people Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub