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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good to build up credit score good service and quick...

Good to build up credit score good service and quick to increase limits Reviewed on: 15th January 2026

Fantastic company, very obliging

Fantastic company, very obliging, super professional people Reviewed on: 15th January 2026

Zopa for me.

This was my first credit card l have ever had and l can say Zopa have always helped me the right way thank you for that. Reviewed on: 15th January 2026

easy to apply, quick and supportive

easy to apply, quick and supportive Reviewed on: 15th January 2026

Very good credit card very helpful information load...

Very good credit card very helpful information load of options that you can do would recommend to others Reviewed on: 15th January 2026

I am very proud to be part of zopa.

I am very proud to be part of zopa. I like their services, because their services are excellent, quality and efficient Reviewed on: 15th January 2026

Straightforward & easy to use

Very clear & easy to use app. No surprises when it comes to interest charged. This card has allowed me to take control of my finances. Reviewed on: 15th January 2026

Very easy to use and helpful staff

Very easy to use and helpful staff Reviewed on: 15th January 2026

Great card great customer service

Great card great customer service Reviewed on: 15th January 2026

The clarity is refreshing.

The clarity is refreshing. Zopa does exactly what it says on the tin! Reviewed on: 15th January 2026

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