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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good customer service and the app is excellent.

Good customer service and the app is excellent. Reviewed on: 25th April 2025

Easy and straightforward to work with

Easy and straightforward to work with Reviewed on: 25th April 2025

Happy customer

Good card, easy access, App easy to use Reviewed on: 25th April 2025

I have no problem with the service.

I have no problem with the service. Reviewed on: 25th April 2025

Very friendly staff and very efficient

Very friendly staff and very efficient Reviewed on: 25th April 2025

Zopa cares

Zopa accepted when I wasn't in a good financial place and gave me a chance. They helped me when I was in need and I appreciate that. Their app has some really useful tips in them to. Reviewed on: 25th April 2025

Easy to use

Very easy to use the app and good rate Reviewed on: 25th April 2025

My experience with Zopa is excellent.

My experience with Zopa is excellent. A good customer relations, proactive and suitable product to offer customers Reviewed on: 25th April 2025

Great company very professional and efficient

Great company very professional and efficient Reviewed on: 25th April 2025

Amazing card if you need that extra little help

Amazing card if you need that extra little help Reviewed on: 25th April 2025

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