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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent performance

When I apply for credit card the service was very efficient and the company took a few seconds to make decision Reviewed on: 26th January 2022

5 star

Easy quick If you want good friendly service then you can’t go wrong Reviewed on: 26th January 2022

They make is very easy to work with

Fantastic app. Super speedy in decision making and quick delivery. Easy to use and navigate. Have recommended to my friends and family !! Reviewed on: 26th January 2022

Best Credit Card

The best credit card and very friendly staff 10/10 Reviewed on: 26th January 2022

Fantastic company

Super happy with these guys. Glad i found them. Reviewed on: 26th January 2022

Best credit card

Very reliable and good credit card company Reviewed on: 26th January 2022

Easy to set up

This was really straightforward to set up and the fact that you could use the credit even before the card arrived was great. Reviewed on: 26th January 2022

Easy setup

Easy to set up. And the app is brilliant it keeps you in control of your money. And if you got a question or quarries Zopa are always eager to help. Big thumbs up from me Reviewed on: 26th January 2022

Hassle free app easy to use

I’ve had no problems apps easy to use would highly recommend Reviewed on: 26th January 2022

Fantastic

Zopa gives joy and wonderful customer satisfaction Reviewed on: 26th January 2022

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