Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Fantastic

Zopa gives joy and wonderful customer satisfaction Reviewed on: 26th January 2022

Does the job

Well.. i didn t really wanted a credit card at the beginning but one day went online and I checked if i m eligible for one . Among many companies Zopa wasn’t the only one that wanted to approve so I choose it following my needs. After a long time of using it i can tell i m really happy with it . Reviewed on: 26th January 2022

Best Credit Card Ever

Very quick response and accessible Card! Easy to contact and arranged all the complaints of the Customer Reviewed on: 26th January 2022

Awesome Service

Zopa service is user friendly and easy to use Reviewed on: 26th January 2022

Spot on!

Excellent service from applying to receiving your card, setting up the app and activating your card. Easy as it should be from start to finish. You feel a confidence that everything is secure and easy to manage. Reviewed on: 26th January 2022

Easy to use website

Very fast delivery of card and easy to use website Reviewed on: 26th January 2022

Great team to deal with, a great product and the phone app is extremely slick.

Excellent customer service, an excellent product and l love the phone app. If only other things in life were so simple and efficient. Well done Zopa. Reviewed on: 26th January 2022

Very understanding and helpful

Helpful when I needed help with getting repayment plans on my terms Reviewed on: 26th January 2022

Very reliable and helpful

The representative is very understandable cautiously and very reliable and I would recommend them to anyone Reviewed on: 26th January 2022

Easily managed credit

Great credit rating builder, the app is very easy to use and customer service so far has been excellent. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.59 from 9 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub