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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Does the job

Well.. i didn t really wanted a credit card at the beginning but one day went online and I checked if i m eligible for one . Among many companies Zopa wasn’t the only one that wanted to approve so I choose it following my needs. After a long time of using it i can tell i m really happy with it . Reviewed on: 26th January 2022

Best Credit Card Ever

Very quick response and accessible Card! Easy to contact and arranged all the complaints of the Customer Reviewed on: 26th January 2022

Awesome Service

Zopa service is user friendly and easy to use Reviewed on: 26th January 2022

Spot on!

Excellent service from applying to receiving your card, setting up the app and activating your card. Easy as it should be from start to finish. You feel a confidence that everything is secure and easy to manage. Reviewed on: 26th January 2022

Easy to use website

Very fast delivery of card and easy to use website Reviewed on: 26th January 2022

Great team to deal with, a great product and the phone app is extremely slick.

Excellent customer service, an excellent product and l love the phone app. If only other things in life were so simple and efficient. Well done Zopa. Reviewed on: 26th January 2022

Very understanding and helpful

Helpful when I needed help with getting repayment plans on my terms Reviewed on: 26th January 2022

Very reliable and helpful

The representative is very understandable cautiously and very reliable and I would recommend them to anyone Reviewed on: 26th January 2022

Easily managed credit

Great credit rating builder, the app is very easy to use and customer service so far has been excellent. Reviewed on: 26th January 2022

Easy to manage great app

Easy to apply, fast delivery, easy app to mange the card Reviewed on: 26th January 2022

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