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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great!!

zopa has got great app.. instant help and very easy to use Reviewed on: 25th January 2022

Brilliant and easy

Good fair company. Easy to do business with Thank you Reviewed on: 25th January 2022

I would recommend this service to anyone

Excellent service and easy service to use thankyou Reviewed on: 25th January 2022

Easy to use great costs

This is by far the best visa card on the market today easy to use great app down to earth charges for credit Reviewed on: 25th January 2022

There when needed

Good card I use for emergencies and fuel app easy to use Reviewed on: 25th January 2022

Perfect

This company is great,easy to contact,no stress at all.very highly recommended Reviewed on: 25th January 2022

Simple

Very simple to use credit card, which also gives you insights of your credit affordability. Responsible lender, would recommend. Reviewed on: 25th January 2022

Easy to use app

Easy to make payments, check balance and see expenditures Reviewed on: 25th January 2022

Easy to use

Excellent service friendly staff nothing is a problem Reviewed on: 25th January 2022

Great and easy.

Zopa make everything easy and simple. Great customer service and I couldn’t fault them. A big thank you from me. Reviewed on: 25th January 2022

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