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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

New to Zopa

Happy so far Modern and smooth service Reviewed on: 26th January 2022

Brilliant Credit Card Company!

Amazing credit card company with an easy to use banking app! Great credit options and interest rates as well! Reviewed on: 26th January 2022

Brilliant

It never let me down always ther when I need it Reviewed on: 26th January 2022

Great card

Loved it so far, after some tough years been great to be able to build up my credit rating with zopa Reviewed on: 26th January 2022

Zopa

Zopa hav always helped when needing assistance and the APR very competitive Reviewed on: 26th January 2022

The right credit card

Zopa are giving the right people a chance to have a credit card. Through continuous prompt payment one can increasing their credit limit. With seamless connectivity, and security. Zopa leads others follow. Reviewed on: 26th January 2022

Smooth banking

Very easy and smooth banking. Love the one stop app which contains all the important required people. I feel like i have control and I am in control. Reviewed on: 26th January 2022

Zopa are life savers!

I don’t have the best credit score and I have always found it hard to get accepted for a credit card which I needed to build my credit score back up. Zopa have already helped me improve my credit score and get my finances back on track. The app is very straight forward and easy to use! I have recommended them to all my friends and family! Reviewed on: 26th January 2022

Amazing

So helpful and easy to use I love it Reviewed on: 26th January 2022

Really easy credit building

Every thing works great. The app can be a bit laggy with updating your balance, but otherwise it's really great.. Reviewed on: 26th January 2022

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