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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service ,outstanding company

Great company with easy to use app Reviewed on: 26th January 2022

The best

Simple and easy, confident and flexible. Reviewed on: 26th January 2022

Brilliant

Brilliant service and easy to use! Reviewed on: 26th January 2022

Excellent Company

Card is so easy to use and your Internet Site is set out to make it easily understood Reviewed on: 26th January 2022

simply but informative.

Easy to use app with lots of other information and help. Very impressed and would definitely recommend. In fact, I already have. Reviewed on: 26th January 2022

Highly recommended and quick , tryed every credit card and zopa put there trust in my bad credit

Was in desperate need of credit for new business tryed every bank but zooa was the one that helped me and now thanks to them my new business is flourishing Reviewed on: 26th January 2022

Simply good

Easy to do no complicated forms. Quick answer Reviewed on: 26th January 2022

Outstanding Service

Great useful application which helps financially Reviewed on: 26th January 2022

First class

Finding it really easy to use an transfer money to no hassles Reviewed on: 26th January 2022

My Zopa experience

Applying for a credit card was very quick and so simple. The app is also easy to use and navigate. Was given a sensible starting rate. Overall no complaints Reviewed on: 26th January 2022

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