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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44338)

My Zopa experience

5
Applying for a credit card was very quick and so simple. The app is also easy to use and navigate. Was given a sensible starting rate. Overall no complaints Reviewed on: 26th January 2022
Simon Benz's avatar
Simon Benz

Excellent service

5
Amazing service and great card easy to use Reviewed on: 26th January 2022
Mohammed Azaan's avatar
Mohammed Azaan

so good

5
You pay you bill and you can use it straight away Reviewed on: 26th January 2022
Darren Higgins's avatar
Darren Higgins

Fantastic company

4
Amazing customer service, brilliant app, can't recommend this company enough-keep up the great work Reviewed on: 26th January 2022
Paul Crimes's avatar
Paul Crimes

Kenneth

5
Easy and straightforward, no hiding chargers, very transparent. Reviewed on: 26th January 2022
gavingarry@hotmail.co.uk's avatar
[email protected]

Excellent card

5
Great card, really happy that I chose this one Reviewed on: 26th January 2022
Steven nevins's avatar
Steven nevins

Excellent service

5
Very easy to apply and easy app to manage Reviewed on: 26th January 2022
Robin Anderton 's avatar
Robin Anderton

Great card great App

5
By far the best card and app of any card I've used good communication from Bank as well Reviewed on: 26th January 2022
Bill Dawson's avatar
Bill Dawson

Simple, easy and credit booster!

5
Application was simple and hassle free and great tool for credit building. No fuss no waiting. Instant decision.. Reviewed on: 26th January 2022
Myen Uddin's avatar
Myen Uddin

Superb

5
Fantastic from first application to been accepted thank you team zopa Reviewed on: 26th January 2022
David Carrington 's avatar
David Carrington

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