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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Excellent service

5
Amazing service and great card easy to use Reviewed on: 26th January 2022
Mohammed Azaan's avatar
Mohammed Azaan

so good

5
You pay you bill and you can use it straight away Reviewed on: 26th January 2022
Darren Higgins's avatar
Darren Higgins

Fantastic company

4
Amazing customer service, brilliant app, can't recommend this company enough-keep up the great work Reviewed on: 26th January 2022
Paul Crimes's avatar
Paul Crimes

Kenneth

5
Easy and straightforward, no hiding chargers, very transparent. Reviewed on: 26th January 2022
gavingarry@hotmail.co.uk's avatar
[email protected]

Excellent card

5
Great card, really happy that I chose this one Reviewed on: 26th January 2022
Steven nevins's avatar
Steven nevins

Excellent service

5
Very easy to apply and easy app to manage Reviewed on: 26th January 2022
Robin Anderton 's avatar
Robin Anderton

Great card great App

5
By far the best card and app of any card I've used good communication from Bank as well Reviewed on: 26th January 2022
Bill Dawson's avatar
Bill Dawson

Simple, easy and credit booster!

5
Application was simple and hassle free and great tool for credit building. No fuss no waiting. Instant decision.. Reviewed on: 26th January 2022
Myen Uddin's avatar
Myen Uddin

Superb

5
Fantastic from first application to been accepted thank you team zopa Reviewed on: 26th January 2022
David Carrington 's avatar
David Carrington

Fabulous credit card

5
Easy to apply Easy to use payments easily made in the app deducted straight away unlike others who take 3 days Would highly recommend Reviewed on: 26th January 2022
paris_akeem@yahoo.co.uk's avatar
[email protected]

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