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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Fabulous credit card

Easy to apply Easy to use payments easily made in the app deducted straight away unlike others who take 3 days Would highly recommend Reviewed on: 26th January 2022

Best credit card ever

Best and easy to use credit card and app Reviewed on: 26th January 2022

Ecxelent

Great service easy to use would recommend to anyone Reviewed on: 26th January 2022

The best credit card I have had

Don’t charge hardly any interest Reviewed on: 26th January 2022

My new fave!

They are not machines! They honestly look at applicants and treat you with respect and as a person! The ease of applying and the professional touch. Follow ups to see how you are getting on is over and above some services used in the past. Love it. Highly recommended Reviewed on: 26th January 2022

All you looking for

No hassle, easy to apply for. Time saving and convenience right to your front door. Card took less than a week to come. The app was even easier to download and set up. At the pre agreed interest rate and all the above mentioned, this has to be one of the best experiences I have received and would highly recommend this to anyone Reviewed on: 26th January 2022

Not so bad.

Just like some other credit cards. They could do well on improving the the app and features plus maybe lower the APR. Reviewed on: 26th January 2022

Fab bank , highly recommend.

Fab bank , highly recommend. So easy to access account balances and payment history. A pleasure to use. Reviewed on: 26th January 2022

Easy application and very easy and understandable app.

Very straightforward and great customer service. Reviewed on: 26th January 2022

Credit card

Best card I have ever used customer service very helpful app is easy to use and you are notified by email or sms when payment is due can't fault it brilliant friendly credit card. Reviewed on: 26th January 2022

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