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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I can only say Zopa credit card is fantastic and val...

I can only say Zopa credit card is fantastic and value for money Reviewed on: 24th April 2025

Good all round

Easy to use app, clear information and helpful when help required. Reviewed on: 24th April 2025

Easy to use.

Easy to use. Easy to pay. Friendly customer services. Reviewed on: 24th April 2025

Zopa Credit Card

Excellent professional Customer service and easy to navigate app Reviewed on: 24th April 2025

Definitely worth your time!

I have found Zopa to be very helpful and would definitely recommend them to others. I appreciate how easy the app is to use, too. Reviewed on: 24th April 2025

Best card to build your credit score

Best card to build your credit score Reviewed on: 24th April 2025

Zopa are there whenever you need them for a card loa...

Zopa are there whenever you need them for a card loan or savings account Reviewed on: 24th April 2025

Very good credit card to have.

Very good credit card to have. Very reasonable with monthly fees and actually the best one I have for the interest rates. Great customer services always and very honest and open with everything Reviewed on: 24th April 2025

I’m loving everything about zopa

I’m loving everything about zopa Reviewed on: 24th April 2025

Excellent card and very good service

Excellent card and very good service Reviewed on: 24th April 2025

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