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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41845 reviews)

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4.93

Based on 41,845 reviews, last reviewed 16th Jan 2026

77350% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm very happy with the service. I'm very happy with the service. After verification, the money was immediately deposited into my account. A very good bank. Thank you. Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41845)

Review of the Zopa, Credit card:

Good

A very helpful card that I would recommend to others. Reviewed on: 16th April 2021

Clear and precise notifications.

Clear and precise notifications. A no fuss credit card. Reviewed on: 16th January 2026

The ZOPA credit card allowed me to improve my credit...

The ZOPA credit card allowed me to improve my credit history. The credit card offers affordable interest rates. I highly recommend it and thank you. Reviewed on: 16th January 2026

Very good customer service always

Very good customer service always Reviewed on: 16th January 2026

Good Card, great customer service, fair interest rat...

Good Card, great customer service, fair interest rate and easy and clear to make repayments. Reviewed on: 16th January 2026

Quick and easy

Quick and easy to apply app is really easy to navigate Reviewed on: 16th January 2026

I like Zopa as it’s helping me to rebuild my credit...

I like Zopa as it’s helping me to rebuild my credit score Reviewed on: 16th January 2026

Zopa credit card is an excellent

Zopa credit card is an excellent Reviewed on: 16th January 2026

Has helped in having piece of mind

Has helped in having piece of mind Reviewed on: 16th January 2026

They are very helpful and easy to deal wit.

They are very helpful and easy to deal wit. A good company I would recommend. Very good in communication Reviewed on: 16th January 2026

I love the app on my phone and every time I spend on...

I love the app on my phone and every time I spend on my card it pings me to let me know what I have spent and what’s left Reviewed on: 16th January 2026

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