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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41584 reviews)

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4.93

Based on 41,584 reviews, last reviewed 15th Jan 2026

64500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very helpful and the app is very easy to use. Very helpful and the app is very easy to use. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41584)

Review of the Zopa, Credit card:

Good service

Very easy to apply, and good customer service. Always happy to help if you need it. Reviewed on: 21st February 2023

Easy app to keep track of my account

Easy app to keep track of my account Reviewed on: 15th January 2026

Great card...

I find the Zopa app really easy to use, it's clear and uncomplicated. I have a manageable credit limit and have had no problems whatsoever. I'm very happy with it. Reviewed on: 15th January 2026

been very positive, app easy to use

been very positive, app easy to use Reviewed on: 15th January 2026

Excellent service very happy with the app and overal...

Excellent service very happy with the app and overall experience with Zopa Reviewed on: 15th January 2026

A good card to have never had no problems all...

A good card to have never had no problems all good Reviewed on: 15th January 2026

Very good and exelent experience whit ZOPA Credit Card

Very good and exelent experience whit ZOPA Credit Card Reviewed on: 15th January 2026

Finances made easy

Very realistic approach to credit card issuance and afterwards they are very security conscious in handling customers transactions Reviewed on: 15th January 2026

Been really helpful in tough times, easy to use app...

Been really helpful in tough times, easy to use app and had no issues with communication Reviewed on: 15th January 2026

To be fair, Zopa is a good credit card provider.

To be fair, Zopa is a good credit card provider. Reviewed on: 15th January 2026

Great service highly recommended

Great service highly recommended Reviewed on: 15th January 2026

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