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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Best regular savings rate on the internet.

Best regular savings rate on the internet. Reviewed on: 15th January 2026

I have had a really good experience with Zopa since...

I have had a really good experience with Zopa since day one. I have learned much about my financial situation and decisions. Reviewed on: 15th January 2026

The best card of uk than other cards

The best card of uk than other cards Reviewed on: 7th December 2025

Help ed me when needed with more money

Help ed me when needed with more money Reviewed on: 14th October 2025

My credit card has been frozen due to suspicious act...

My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with no luck and then this morning managed to get hold of someone on the live chat who was very unhelpful, with just a message of "a mass communication will be sent out to customers today" In this time I've had payments declined and subscriptions cancelled due to none payment, nightmare! This issue has highlighted that Zopa Bank really lacks ways to get support when you need it, I would highly recommend people take this into consideration when deciding if they want to use Zopa. Reviewed on: 13th October 2025

Good experience no nonsense approach to banking

Good experience no nonsense approach to banking Reviewed on: 30th July 2025

No complaints

Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Fantastic service with my credit card,I never had a...

Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the old card and replaced it within three working days.also very easy to get thru to customer service Reviewed on: 21st June 2025

I can't believe how easy and hassle free to apply fo...

I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025

A great little app managed card, ideal for building...

A great little app managed card, ideal for building your credit rating. I just wish their customer support was a bit more responsive, they do respond but there is a large delay, measured in days. Hopefully that is just them being new and they will staff this desk accordingly. Reviewed on: 12th June 2025

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