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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Extremely positive experiences.

Extremely positive experiences. . Always kept upto date and great value for m8ney Reviewed on: 23rd April 2025

The Zopa credit card is easy to apply for and althou...

The Zopa credit card is easy to apply for and although the limit is only £500, it provides me with a good little credit amount to pay for my hobby. The communication is great and I am kept well informed of where my account is up to and obviously payment requirements and dates. I have yet to try the other services on offer but I will get around to it. All in all, a very good card Reviewed on: 23rd April 2025

You credit card experience is very good a lot of hel...

You credit card experience is very good a lot of help last few months. I have no money so I can take grocery like a food or something so is purchase so I can use the credit card so like it’s very very good. Reviewed on: 23rd April 2025

It’s so fresh, so easy and friendly to use !

It’s so fresh, so easy and friendly to use ! All traditional banks are so much more “stuffy” ! Reviewed on: 23rd April 2025

Good to deal with helps to build poor credit.

Good to deal with helps to build poor credit. Reviewed on: 23rd April 2025

Very easy to apply also very quick and the app I rat...

Very easy to apply also very quick and the app I rate 10 out of 10 Reviewed on: 23rd April 2025

Clear and Easy To Use

Zopa is so users friendly and clear with contracts and conditions Reviewed on: 23rd April 2025

Amazing, gave me all the help I need when in...

Amazing, gave me all the help I need when in need Reviewed on: 23rd April 2025

Zopa credit card is zero hassle and 100% an asset .

Excellent card to use . The card is simple to use and hassle free because of the app that's available. Most transactions or queries are fast because of the app. The app is also easy to use and accessible. Reviewed on: 23rd April 2025

Great communication and easy app

Great communication,.let's me know what devices are available to me. Their app is very easy to use and when you make a payment you see it go off straight away. Reviewed on: 23rd April 2025

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