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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Was building my credit after a divorce Zopa been inc...

Was building my credit after a divorce Zopa been incredible Reviewed on: 23rd April 2025

Great, helped me out massively with moving forwards...

Great, helped me out massively with moving forwards in getting back on my feet after getting past my financial breakdown. I would recommend them to everyone. And as I keep on top of my spending and make sure it's paid off every month my limit keeps going up Reviewed on: 23rd April 2025

very prossional team with good customer service

very prossional team with good customer service Reviewed on: 23rd April 2025

Good experience

fantastic, good card, met my expectations Reviewed on: 23rd April 2025

Have been really helpful with borrowing etc.

Have been really helpful with borrowing etc.. very easy to use their App and when speaking to someone they are really helpful Reviewed on: 23rd April 2025

It is very good and helpful for me

It is very good and helpful for me Reviewed on: 23rd April 2025

Credit card

The experience is good and the limit is good with the low interest Reviewed on: 23rd April 2025

Happy with the service.

Happy with the service. I have had a good experience with the company. Reviewed on: 23rd April 2025

Professional

Professional and friendly . thanks Reviewed on: 23rd April 2025

Zopa was there when I needed help it reasonable with...

Zopa was there when I needed help it reasonable with it credit and rates Reviewed on: 23rd April 2025

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