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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Knowledge

Knowledge was great understood everything Reviewed on: 23rd April 2025

Amazing experience.

Since joining Zopa it's been an amazing experience. Access to products, navigating the app is easy and seamless. Reviewed on: 23rd April 2025

Hassle free service, very professional

Hassle free service, very professional Reviewed on: 23rd April 2025

credit card limit uplift

good experience would say cred card limit uplift should come into play after 6months Reviewed on: 23rd April 2025

Excellent

Very professional service all ways keeping up to date with your account Reviewed on: 23rd April 2025

Great service

They have given me a credit limit that isn't to big to deal with monthly and customer service is brilliant Reviewed on: 23rd April 2025

They have been open and honest, great communication...

They have been open and honest, great communication when needed. Reviewed on: 23rd April 2025

They gave me credit when I needed it with a low cred...

They gave me credit when I needed it with a low credit rating Reviewed on: 23rd April 2025

Amazing company with friendly customer service team

Zopa are a fantastic credit card company, for offering credit limits to help you improve your credit score Reviewed on: 23rd April 2025

Great Credit Card

Zopa has been really easy to use and the app is so user friendly. So far all my questions have been answered and it even gives tips on how you can monitor your spending and ways to improve your credit score. Reviewed on: 23rd April 2025

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