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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Awesome good service and I really love using Zopa it...

Awesome good service and I really love using Zopa it’s easy and fun to use Reviewed on: 26th April 2025

Always been very helpful and rates very good

Always been very helpful and rates very good Reviewed on: 26th April 2025

App works really well

Quick exact keep me informed great app that works as it should no freezing as so many do Reviewed on: 26th April 2025

Nice easy to use app makes payments even faster

Nice easy to use app makes payments even faster Reviewed on: 26th April 2025

So straightforward and easy to use.

So straightforward and easy to use. Reviewed on: 26th April 2025

Good service over all great company

Good service over all great company Reviewed on: 26th April 2025

Easy & Reliable

Zopa credit card is easy reliable and the app is easy to use Reviewed on: 26th April 2025

Zopa is straight forward company .

Zopa is straight forward company . I was not stressed when I applied for the credit card Reviewed on: 26th April 2025

The best

They are very clear with everything and the app is fantastic to use very easy the best credit card I’ve had Reviewed on: 26th April 2025

It’s was simple apply fast response

It’s was simple apply fast response Reviewed on: 26th April 2025

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