Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

A very good credit card (low interest rate)

A very good credit card (low interest rate) Reviewed on: 23rd April 2025

Spending with Zopa is great the credit cushion optio...

Spending with Zopa is great the credit cushion option helps me control my limits Reviewed on: 23rd April 2025

No problems.

No problems. Rung customer service once and excellent service. Good app Reviewed on: 23rd April 2025

Had nothing but an amazing service from these guys

Had nothing but an amazing service from these guys Reviewed on: 23rd April 2025

I’m’ very satisfied with the Zopa Credit Card.

I’m’ very satisfied with the Zopa Credit Card. Reviewed on: 23rd April 2025

I feel that zopa as a company is good

I feel that zopa as a company is good Reviewed on: 23rd April 2025

User friendly app and very attentive staff

User friendly app and very attentive staff Reviewed on: 23rd April 2025

Easy to use and keep track of payments

Easy to use and keep track of payments Reviewed on: 23rd April 2025

Wonderful, professional team no task to difficult

Wonderful, professional team no task to difficult Reviewed on: 23rd April 2025

Good experience great customer service easy app

Good experience great customer service easy app Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 4.23 from 266 reviews
Credit card
from Zable 4.94 from 53820 reviews
Fluid Credit Card
from NewDay 4.37 from 103 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub