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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never had an issue with zopa everytime I've had a co...

Never had an issue with zopa everytime I've had a concern it's been addressed instantly, used it aboard no issues Reviewed on: 25th April 2025

Great and easy to communicate.

Great and easy to communicate. Applying was very simple and app makes so easy to understand Reviewed on: 25th April 2025

You are not fair,when we have a good credit score yo...

You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Very easy and good experience

Very easy and good experience, good Reviewed on: 25th April 2025

I have good experience.

I have good experience. Excellent services.. Reviewed on: 25th April 2025

Just very helpful and excellent communication

Just very helpful and excellent communication Reviewed on: 25th April 2025

Brilliant from start to finish !

Brilliant from start to finish ! Easy app and application for credit card I'm over the moon ! Reviewed on: 25th April 2025

Never had any problems with zopa always prepared to...

Never had any problems with zopa always prepared to go that little extra to help if I ever needed them Reviewed on: 25th April 2025

Credit company that values its customers and very he...

Credit company that values its customers and very helpful Reviewed on: 25th April 2025

Great app, easy to use with good communication.

Great app, easy to use with good communication. Reviewed on: 25th April 2025

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