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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic card

Good rate easy to use app, help on hand if needed highly recommend Reviewed on: 25th April 2025

It's been straight forward and easy to understand, m...

It's been straight forward and easy to understand, my enquiries and questions was answered and dealt with excellently. Reviewed on: 25th April 2025

Fantastic

Fantastic service and excellent product Reviewed on: 25th April 2025

Excellent product ,really worth it

Excellent product ,really worth it Reviewed on: 25th April 2025

Fast friendly service easy to use app

Fast friendly service easy to use app Reviewed on: 25th April 2025

I have had such good service and have known every st...

I have had such good service and have known every step of the way the whole process Reviewed on: 25th April 2025

Great Card

Such a great card, easy to follow your spend and a good interest rate. The app also is so easy to follow and user friendly. I would certainly recommend this product without any doubt. Reviewed on: 25th April 2025

Money when you need it

With Zopa, you have money to meet urgent needs when you need it. Zopa is that reliable and dependable friend. Reviewed on: 25th April 2025

My thought on zopa

I found zopa to be helpful and a good service Reviewed on: 25th April 2025

My experience with zopa , I am very happy.

My experience with zopa , I am very happy. Reviewed on: 25th April 2025

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