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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Top service all the time not a bad word to say about zopa Reviewed on: 25th April 2025

Just really good- app a bit slow sometimes though

Just really good- app a bit slow sometimes though Reviewed on: 25th April 2025

Always good value.

Always good value. Quick and easy to deal with. Reviewed on: 25th April 2025

easy to use app, easy application

easy to use app, easy application Reviewed on: 25th April 2025

Fantastic bank great customer service all round Fant...

Fantastic bank great customer service all round Fantastic Reviewed on: 25th April 2025

I recommend Zopa

I have been with Zopa for nearly two years, they are fantastic, excellent customer service and the online is very easy to use Reviewed on: 25th April 2025

No nonsense, easy used credit card, what contact I h...

No nonsense, easy used credit card, what contact I have had with customer support they knew just how to deal with my questions. Reviewed on: 25th April 2025

Excellent service.

Excellent service...blocked my card when was used fraudulently before I knew Reviewed on: 25th April 2025

Credits score

I have been given a chance to re build my credit Reviewed on: 25th April 2025

Always had quick response good lending period

Always had quick response good lending period Reviewed on: 25th April 2025

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