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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent qquality customer service uality and service.

Excellent quality and service. Value for money!!!! Reviewed on: 22nd April 2025

When no other company would give me a chance Zopa di...

When no other company would give me a chance Zopa did and now thanks to them my score has gone up they are a great company Reviewed on: 22nd April 2025

Easy to access to application and White background q...

Easy to access to application and White background quite unique Reviewed on: 22nd April 2025

Love Zopa so helpful and easy to use app

Love Zopa so helpful and easy to use app Reviewed on: 22nd April 2025

Extremely easy to use and understand app,

Extremely easy to use and understand app, Reviewed on: 22nd April 2025

Very good to understand.

Very good to understand. Prompt response to customer queries Reviewed on: 22nd April 2025

Credit card

Excellent to date, no problems so far. Reviewed on: 22nd April 2025

Excellent customer service, easy access and app very...

Excellent customer service, easy access and app very easy to use Reviewed on: 22nd April 2025

Great credit card, easy to use app with it too and o...

Great credit card, easy to use app with it too and offer lots of other products too Reviewed on: 22nd April 2025

The whole system is easy and simple to use

The whole system is easy and simple to use Reviewed on: 22nd April 2025

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