Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Does exactly what I require without the fuss

Does exactly what I require without the fuss Reviewed on: 22nd April 2025

Great credit card

I have had a very good service and experience. Reviewed on: 22nd April 2025

Good credit card and instant payments that reflect i...

Good credit card and instant payments that reflect immediately on your account however low limits and doesn’t have the ability to request an increase. Many features on the app including the ability to view the card details and also freeze the card. Reviewed on: 22nd April 2025

Easy to understand there advertising and full usage...

Easy to understand there advertising and full usage of the card. Reviewed on: 22nd April 2025

Good service and fast deposit so easy to use app and...

Good service and fast deposit so easy to use app and all the service Reviewed on: 22nd April 2025

My experience

An easy process from the start and an amazing app to negotiate throughout Reviewed on: 22nd April 2025

Very smooth and efficient service

Very smooth and efficient service design for the customer Reviewed on: 22nd April 2025

Excellent app, easy to navigate site and great custo...

Excellent app, easy to navigate site and great customer service. Simple application process. Reviewed on: 22nd April 2025

Very happy with everything from every facility.

Very happy with everything from every facility... Reviewed on: 22nd April 2025

Always good

Always had a good and fast service. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 2.25 from 8 reviews
Classic Extra Card
from Capital One 3.56 from 6 reviews
Credit card
from Jaja Finance 1.37 from 144 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub