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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fantastic!

Great company to deal with ,dealt with promptly too.Decisions for Liam’s are almost instant and money in bank really quick . Reviewed on: 22nd April 2025

Great telephone support

Very experienced and business like staff on phone Reviewed on: 22nd April 2025

Like this card company a lot.

Like this card company a lot. They are so good with the customers. Reviewed on: 22nd April 2025

Ecredit card ..

Easy app and great card to use and they always inform me days before my payment is due Reviewed on: 22nd April 2025

Quick acceptance and customer service

Quick acceptance and customer service Reviewed on: 22nd April 2025

Perfect transaction and information throughout the w...

Perfect transaction and information throughout the whole applicatiin service Reviewed on: 22nd April 2025

Easy to navigate app.

Easy to navigate app. But like all financial institutions now too faceless Reviewed on: 22nd April 2025

Zopa cards

No dealings with them apart from setting up of accounts Reviewed on: 22nd April 2025

I got a credit card with Zopa to help build my credi...

I got a credit card with Zopa to help build my credit score and they’ve done exactly what I needed. Reviewed on: 22nd April 2025

I use Zopa for a while,very good services.

I use Zopa for a while,very good services. Reviewed on: 22nd April 2025

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