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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44348)

Happy, no issues.

5
Happy, no issues. Do as they say. Reviewed on: 25th April 2025

Great app

5
Great app, easy to use. Balance transfer card. Reviewed on: 25th April 2025

Great experience.

5
Great experience, easy to apply for. Reviewed on: 25th April 2025

My favourite card

5
Very clear and easy to use the app. Straight forward information jargon free which is just what you want. Overall my hole experience has been excellent from applying and using the Zopa credit card. Reviewed on: 25th April 2025

Zopa has helped build my credit score

5
Zopa has helped build my credit score Reviewed on: 25th April 2025

Great app

5
Using the app is easy to control your card limit set a credit cushion easy to use and straightforward Reviewed on: 25th April 2025

Easy to use card and friendly service.

5
Easy to use card and friendly service. Reviewed on: 25th April 2025

Brilliant and easy to use and contact support is al...

5
Brilliant and easy to use and contact support is always there Reviewed on: 25th April 2025

Simple, easy, great people

5
Simple and easy to use, with great customer service Reviewed on: 25th April 2025

Quick response and diligence Provided .

5
Quick response and diligence Provided . Reviewed on: 25th April 2025

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