Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Staff very friendly and helpfull

Staff very friendly and helpfull Reviewed on: 25th April 2025

So far, my experience has been without any hitches.

So far, my experience has been without any hitches. The card comes in handy all the time and my credit is increased at when due. Reviewed on: 25th April 2025

Zopa has truly been a god send to me fantastic...

Zopa has truly been a god send to me fantastic Reviewed on: 25th April 2025

Always great customer services never had any problem...

Always great customer services never had any problems and I’ve been a customer for many years. The interest rates and reasonable also Reviewed on: 25th April 2025

Zopa is an easy way to use credit

Zopa is an easy way to use credit Reviewed on: 25th April 2025

Amazing Credit Card

Zopa credit card has a good interest rates. Customer service is also great and helpful. Reviewed on: 25th April 2025

Easy to set up what ever service you require

Easy to set up what ever service you require Reviewed on: 25th April 2025

The best for financial and fastest transactions

The best for financial and fastest transactions Reviewed on: 25th April 2025

Never had any issues and an excellent app

Never had any issues and an excellent app Reviewed on: 25th April 2025

good credit card interest is reasonable

good credit card interest is reasonable Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Flexicard
from Halifax 3.70 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub