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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Cannot fault Zopa, I highly recommend this company f...

Cannot fault Zopa, I highly recommend this company for a credit card Reviewed on: 22nd April 2025

Excellent credit card for building ur score .

Excellent credit card for building ur score .app is excellent and very helpful. Will definitely recommend to others everything u need is in the app and easy to use Reviewed on: 22nd April 2025

Zopa provided helpful and efficient service

Zopa helped when other companies left me cold. I have now repaired my credit score and have a healthy financial outlook. Reviewed on: 22nd April 2025

Great service and great app !

Great service and great app ! Couldn’t ask for more from a credit provider, thank you Reviewed on: 22nd April 2025

Great service, friendly staff and good value for money

Great service, friendly staff and good value for money Reviewed on: 22nd April 2025

Good customer service whenever I have had a query re...

Good customer service whenever I have had a query regarding my credit card. Reviewed on: 22nd April 2025

All works well never need to contact customer service

All works well never need to contact customer service Reviewed on: 22nd April 2025

Very easy app had no problems at all

Very easy app had no problems at all Reviewed on: 22nd April 2025

Excellent Card

Excellent it has helped me to build my credit score Reviewed on: 22nd April 2025

Spoke to customer services

Yes I spoke to a customer services representative and was very helpful my only minus point was trying to find your phone number as it took some finding Reviewed on: 22nd April 2025

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