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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 22nd April 2025

Best ever!

All aspects of dealing with Zopa has been a dream. Straight forward processes, first class App and great interest rates on Credit Card, savings & loans. Reviewed on: 22nd April 2025

Experienced staff , helpful and friendly.

Experienced staff , helpful and friendly. Very professional. Easy app and everything I wanted and alot more. 100 % recommended , in fact my family members also have a Zopa credit card and bank account. Reviewed on: 22nd April 2025

Very polite always regarding of any situation and ve...

Very polite always regarding of any situation and very reasonable and very helpful when I on and occasion hard to pay one month . Reviewed on: 22nd April 2025

Never had a problem with them as long as you pay on...

Never had a problem with them as long as you pay on time all is ok Reviewed on: 22nd April 2025

Very good.

Very good. Excellent service! I would highly recommend zopa to everyone Reviewed on: 22nd April 2025

Excellent efficient helpful service app great

Excellent efficient helpful service app great Reviewed on: 22nd April 2025

Great service and easy to use app

Great service and easy to use app Reviewed on: 22nd April 2025

Great bank since being with Zopa no problems

Great bank since being with Zopa no problems Reviewed on: 22nd April 2025

Excellent rates , fantastic customer service, very e...

Excellent rates , fantastic customer service, very easy to navigate website, highly recommend, excellent choice of products Reviewed on: 22nd April 2025

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