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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent credit history rebuilding tool!

Excellent credit history rebuilding tool!Banks would not lend me, so I tried to look on clear score. Zopa came up with a £250 credit limit. This is exactly what I needed. Responsible use of a small balance will help to pull my score up. Reviewed on: 23rd April 2025

Convenient credit card with great customer service a...

Convenient credit card with great customer service and interest rates on a credit card which helps people to build better credit scores, most worthy compared to other providers. Customer services has been exceptional when making queries or seeking other support Reviewed on: 23rd April 2025

Easy to use never had a problem always helpful

Easy to use never had a problem always helpful Reviewed on: 23rd April 2025

ZOPA is doing great and trying to satisfy customers.

ZOPA is doing great and trying to satisfy customers. Reviewed on: 23rd April 2025

Excellent service Wow, brilliant product, easy app h...

Excellent service Wow, brilliant product, easy app hassle free Reviewed on: 23rd April 2025

Zopa services are excellent

Zopa services are excellent and 2nd to none. Reviewed on: 23rd April 2025

Zopa helped me build up my credit score.

Zopa helped me build up my credit score. The app is easy to use and navigate. Would recommend to anyone. Reviewed on: 23rd April 2025

Great Card

Always helpful, easy to use app, kept informed of limit and charges etc Reviewed on: 23rd April 2025

A cut above the Rest

Excellent service and customer care and great value and excellent percentage rate Reviewed on: 23rd April 2025

Supportive and helpful

Happy to help me as I try to improve my credit which was destroyed by previous partner. Helpful and answer queries promptly. Feel confident using this company. Thank you Reviewed on: 23rd April 2025

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