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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit score.

Zopa excepted me with a low credit score I'm very grateful for the credit card. Thanks. Reviewed on: 21st April 2025

So easy to use and very supportive

So easy to use and very supportive Reviewed on: 21st April 2025

Great credit builder

I have used Zopa credit card to help build my credit score, they never give you more credit than you can afford. and it's easy to keep an eye on what you're spending using the app. Reviewed on: 21st April 2025

Very reliable and satisfied.

Very reliable and satisfied. personally recommendous bank Reviewed on: 21st April 2025

Great service and professional team.

Great service and professional team. Reviewed on: 21st April 2025

Excellent service and easy to use App

Excellent service and easy to use App Reviewed on: 21st April 2025

My experience with zoopa is good they have good cust...

My experience with zoopa is good they have good customer service overall good management with excellent team Reviewed on: 21st April 2025

Perfect!

I needed a credit card and ZOPA offered me the opportunity. The service was fast, they always kept me informed, and I'm very happy. Reviewed on: 21st April 2025

Easy turn use.

Easy turn use. Great app can link multiple accounts. Good customer service Reviewed on: 21st April 2025

Zopa is excellent.

Zopa is excellent. Never let me down. Excellent card. Reviewed on: 21st April 2025

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