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Zopa: Credit card reviews

4.93
Based on 41,654 reviews, last reviewed 15th Jan 2026
68000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good. Five stars Good.was very easy to make the card Reviewed on: 15th January 2026
Adriana F's avatar
Adriana F

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41654)

Review of the Zopa, Credit card:

very easy to apply ,the best credit card I...

5
very easy to apply ,the best credit card I ever had Reviewed on: 5th April 2025

Very good very helpful good advice very informative...

5
Very good very helpful good advice very informative and very polite Reviewed on: 15th January 2026

Best credit card and excellent customer service

5
Best credit card and excellent customer service Reviewed on: 15th January 2026

Responsive and great service I’ve had a really posit...

5
Responsive and great service I’ve had a really positive experience with Zoopa Card. The card is easy to use, reliable, and gives great control over spending. Top-ups are straightforward, transactions are clear, and customer support has been helpful when needed. Overall, it’s a convenient and stress-free option — I’d definitely recommend it. Reviewed on: 15th January 2026

Good communication and customer service all the time.

5
Good communication and customer service all the time. Responses to queries great and efficient. Reviewed on: 15th January 2026

Transparency is great and customer service is on a d...

5
Transparency is great and customer service is on a different level Reviewed on: 15th January 2026

Excellent and very competitive company.

5
Excellent and very competitive company. Efficient, thorough and very trustworthy. Reviewed on: 15th January 2026

Easy to apply for.

5
Easy to apply for. app is really easy to use would highly recommend Reviewed on: 15th January 2026

Very good service anything else state way response

5
Very good service anything else state way response Reviewed on: 15th January 2026

Excellent

5
Exvellent reloable value for money Reviewed on: 15th January 2026

Top class

5
Excellent service every time I’ve needed to talk. Reviewed on: 15th January 2026