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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41717 reviews)

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4.93

Based on 41,717 reviews, last reviewed 16th Jan 2026

71100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

SIMPLE TO USE BANKING APP. SIMPLE TO USE BANKING APP. INFORMATIVE ON THE PRODUCTS AVAILABLE. GOOD AT KEEPING YOU UP TO DATE WITH BALANCES DUE AND/OR STATEMENTS. Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41717)

Review of the Zopa, Credit card:

They are far and excellent customer service helpful...

They are far and excellent customer service helpful and polite people Reviewed on: 23rd April 2025

Best card

Easy to use app and also better to use abroad on holidays Reviewed on: 15th January 2026

So easy to use great customer service

So easy to use great customer service Reviewed on: 15th January 2026

Best credit card.

Every thing is fab, nothing bad. Reviewed on: 15th January 2026

always good staff very helpfull dont need to phone c...

always good staff very helpfull dont need to phone can sort on line Reviewed on: 15th January 2026

Easy to navigate and also low interest rates.

Easy to navigate and also low interest rates.they always communicate any changes Reviewed on: 15th January 2026

A good credit card and good customer service

A good credit card and good customer service Reviewed on: 15th January 2026

I would recommend Zopa to people who want to build u...

I would recommend Zopa to people who want to build up their credit score and have better insight of the spending. Reviewed on: 15th January 2026

been a great service ty for the help

been a great service ty for the help Reviewed on: 15th January 2026

Zopa credit card really helped me out at Christmas,...

Zopa credit card really helped me out at Christmas, really saved my christmas when I was short on cash Reviewed on: 15th January 2026

Great card

Great easy to use and great customer service Reviewed on: 15th January 2026

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