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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Approved a credit card for me.

They gave me a cedit card when no one else would Reviewed on: 19th April 2025

Zopa is the best!

Easy set-up; easy maintenance and easy to use. Zopa is a flexible, quick and easy way to manage your finances. It just takes micro seconds to do what you want via the app. Excellent! Reviewed on: 19th April 2025

At know yet because I got no card yet

At know yet because I got no card yet Reviewed on: 19th April 2025

I am happy with the experience i have had on here, t...

I am happy with the experience i have had on here, they gave me more credit and i have never had any issues using zopa Reviewed on: 19th April 2025

Zopa app is so easy and Information all Infront of you.

Zopa app is so easy and Information all Infront of you. Everything is accessible. I havnt had any problems. Everything explained perfectly. Reviewed on: 19th April 2025

Very nice and fast service I could recommend for any...

Very nice and fast service I could recommend for anyone Reviewed on: 19th April 2025

Clear, simple instructions.

Clear, simple instructions. Easy to use and clarity around any changes etc.. Reviewed on: 19th April 2025

Great card and app.

Really easy to apply and the app is great. Reviewed on: 19th April 2025

Ease of communication and notification is important...

Ease of communication and notification is important to me. I find it innovative in its approach and has been great for me in providing the services I need. Reviewed on: 19th April 2025

Open and honest, act quickly if you have a possible...

Open and honest, act quickly if you have a possible issue and times when I have had to speak to customer service they were great and polite. Reviewed on: 19th April 2025

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