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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

All good thank you easy app and easy to manage

All good thank you easy app and easy to manage Reviewed on: 15th January 2026

App is spot on

Very easy to use app and always a member of staff available to help you!! Excellent Reviewed on: 15th January 2026

App So easy to use.

App So easy to use. So Easy to make payments as well. Great interest rate Reviewed on: 15th January 2026

Very helpful with information and great customer ser...

Very helpful with information and great customer service.any problems get resolved very quickly Reviewed on: 15th January 2026

Excellent service never worried while zopa card with me

Excellent service never worried while zopa card with me Reviewed on: 15th January 2026

Fast reliable service.

Fast reliable service. App easy to install and use Reviewed on: 15th January 2026

Zopa gave me a credit card when no one else did allw...

Zopa gave me a credit card when no one else did allwayd encourage customer save money on house hold bills etc Reviewed on: 15th January 2026

Excellent rights card is recognised whilst shopping...

Excellent rights card is recognised whilst shopping as reliable credit card easy to make repayments and friendly customer services Reviewed on: 15th January 2026

Always quick service and never have a problem

Always quick service and never have a problem Reviewed on: 15th January 2026

Very friendly and helpful and good advice

Very friendly and helpful and good advice Reviewed on: 15th January 2026

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