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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Everything about zopa is just so easy to use.

Everything about zopa is just so easy to use. I wouldn't use any other card provider Reviewed on: 17th April 2025

First class product ...

Since I joined Zopa, I have nothing more than admiration in the way my account has been handled Reviewed on: 17th April 2025

good and reliable for access any were outside...

good and reliable for access any were outside england Reviewed on: 17th April 2025

Good service.

Good service. I highly reccomend this bank Reviewed on: 17th April 2025

Excellent

First experience of credit. It’s been really helpful Reviewed on: 17th April 2025

Excellent service easy to manage big thumbs up

Excellent service easy to manage big thumbs up Reviewed on: 17th April 2025

1st class service.

1st class service. 1st class app. Very pleased with my Zopa credit card Reviewed on: 17th April 2025

great credit card & App

Excellent credit card and great app which is easy to navigate Reviewed on: 17th April 2025

Zopa Helful and Efficient

Deals with queries quickly. They are very speedy and efficient Reviewed on: 17th April 2025

Exceptional

Really good and helpful when needing to buy things Reviewed on: 17th April 2025

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