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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excellent card service

Excellent card service, easy to use app and good customer service support Reviewed on: 17th April 2025

Good credit card

Great customer service . Good Attention to details . Reviewed on: 17th April 2025

No problems, account clear and updated.

No problems, account clear and updated. Liking it more. Reviewed on: 17th April 2025

Always helpful and ready to help with everything you...

Always helpful and ready to help with everything you need to know Reviewed on: 17th April 2025

Easy to communicate and very easy payment method.

Easy to communicate and very easy payment method. Reviewed on: 17th April 2025

Quality Customer Service

Always punctual with answers and updates. Reviewed on: 17th April 2025

Never had an issue with zopa

Never had an issue with zopa, right credit limit and easy to navigate the app and keep track of spending and repayments. Reviewed on: 17th April 2025

Brilliant works as it should

Brilliant works as it should. Very happy with this card Reviewed on: 17th April 2025

Simple app to use and really quick response to any q...

Simple app to use and really quick response to any queries you may have Reviewed on: 17th April 2025

its very good i am very happy to use zopa...

its very good i am very happy to use zopa credit card Reviewed on: 17th April 2025

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