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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

My experience with zoopa is good they have good cust...

My experience with zoopa is good they have good customer service overall good management with excellent team Reviewed on: 21st April 2025

Perfect!

I needed a credit card and ZOPA offered me the opportunity. The service was fast, they always kept me informed, and I'm very happy. Reviewed on: 21st April 2025

Easy turn use.

Easy turn use. Great app can link multiple accounts. Good customer service Reviewed on: 21st April 2025

Zopa is excellent.

Zopa is excellent. Never let me down. Excellent card. Reviewed on: 21st April 2025

Very good customer service I had over the phone

Very good customer service I had over the phone Reviewed on: 21st April 2025

I got my card very easy very good service

I got my card very easy very good service Reviewed on: 21st April 2025

Very happy with it helpfull friendly people

Very happy with it helpfull friendly people Reviewed on: 21st April 2025

Easy to use and very quick service used customers se...

Easy to use and very quick service used customers service and was very easy Reviewed on: 21st April 2025

First class service

Good company - tell you when you are getting close to your limit Reviewed on: 21st April 2025

It is an excellent card, it can be used very easily...

It is an excellent card, it can be used very easily anywhere, it is easy to load Reviewed on: 20th April 2025

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