Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great choice for credit card

Application process was great and everything explained well. Zopa keep in touch regularly with info and updates. Reviewed on: 17th April 2025

Excellent experience with this card, easy to purchas...

Excellent experience with this card, easy to purchase and easy to pay Reviewed on: 17th April 2025

All good, no issues unlike others

All good, no issues unlike others Reviewed on: 17th April 2025

Professional, efficient and excellent

Professional, efficient and excellent Reviewed on: 17th April 2025

It’s so easy to use, it gives me guidance and a grea...

It’s so easy to use, it gives me guidance and a great understanding of how to improve my credit, spend wisely and understand the concept of having a credit card. Reviewed on: 17th April 2025

Excellence

Can't fault them, always there when needed with friendly and useful help. Reviewed on: 17th April 2025

Excellent rates,

Excellent rates, very good customer service, I would recommend zopa Reviewed on: 17th April 2025

Very helpful with any questions/problem

Very helpful with any questions/problem Reviewed on: 17th April 2025

A good exchange rate compared to other cards.

A good exchange rate compared to other cards. Reviewed on: 17th April 2025

Never had any problems whatsoever with Zopa.

Never had any problems whatsoever with Zopa. Always helpful Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.95 from 376 reviews
Credit Card
from Tymit 4.73 from 155 reviews
Everyday spending credit cards
from Halifax 4.04 from 74 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub