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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Help in time of need

Good experience - helped me when l needed money. Reviewed on: 17th April 2025

easy and fast to use safe and secure for online tran...

easy and fast to use safe and secure for online transactions Reviewed on: 17th April 2025

WELL DONE

Since I open the account I hadn’t a problem using the services Reviewed on: 17th April 2025

Mr Ingus upitis

Good service and good provider.. Reviewed on: 17th April 2025

Easy to set up , easy to use .

Easy to set up , easy to use .even if you have a low credit score Reviewed on: 17th April 2025

Outstanding customer service,great service

Outstanding customer service and great service Reviewed on: 17th April 2025

I'm very happy with zopa they help me to back on tim...

I'm very happy with zopa they help me to back on time with all bills. Reviewed on: 17th April 2025

It's been a really good experience with Zopa.

It's been a really good experience with Zopa. I've never had an issue with them. Reviewed on: 17th April 2025

Friendly and helpful.

Friendly and helpful. I’ve had absolutely zero issues. Reviewed on: 17th April 2025

Thumbs up

Excellent product, but would like to add the card to apple pay Reviewed on: 17th April 2025

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