Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

I don't have any problem using my card and they are...

I don't have any problem using my card and they are easy to reach in case of emergency Reviewed on: 17th April 2025

My experience with Zopa has been excellent, no issue...

My experience with Zopa has been excellent, no issues and I find there credit card one of the best Reviewed on: 17th April 2025

Ever since I’ve been with Zopa.

Ever since I’ve been with Zopa. No regret. Smooth service, great savings rate Reviewed on: 17th April 2025

Very good service !

Very good service and understanding of customers needs ! Reviewed on: 17th April 2025

Fantastic app easy to use and keep a eye on...

Fantastic app easy to use and keep a eye on my account Reviewed on: 17th April 2025

Credit without the hassle

Always en point.I’ve never had a reason to complain Reviewed on: 17th April 2025

Easy to use and very good customer service

Easy to use and very good customer service Reviewed on: 17th April 2025

Great credit limit app is easy to use

Great credit limit app is easy to use Reviewed on: 17th April 2025

Easy to use and easily understood statements through...

Easy to use and easily understood statements through the app Reviewed on: 17th April 2025

Steve's review

The app is easy to use and very informative. Accepted around the world with good credit limit for my needs Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 3.67 from 21 reviews
Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Credit Card
from Tymit 4.73 from 155 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub