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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

All positive

Been a great swap over , all positive Reviewed on: 17th April 2025

Easy to use

Quick service very helpful easy to use Reviewed on: 17th April 2025

Easy to use.

Easy to use. Never had any problems Reviewed on: 17th April 2025

Good all round experience with Zopa

Good all round experience with Zopa Reviewed on: 17th April 2025

Very good credit card

Very easy to use and use online and good for bad ctedit Reviewed on: 17th April 2025

Absolutely phenomenal always there to help and alway...

Absolutely phenomenal always there to help and always quick and easy Reviewed on: 17th April 2025

Little demons

Customer care seems to be ok, but have had to change my card a few times as a spam company called yogachoice. Net have tried to get money from my account with each new card strange that Reviewed on: 17th April 2025

smooth and very accessable excelent

very frendly and smooth transaction Reviewed on: 17th April 2025

Everything about zopa is spot on

Everything about zopa is spot on Reviewed on: 17th April 2025

Rating of your service that you provide.

Just very good. Professional excellent customer service Reviewed on: 17th April 2025

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