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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
156350% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Excellent

5
Excellent all round service, Value, helpful, efficient, professional. Reviewed on: 17th April 2025
Ray T's avatar
Ray T

Excellent

5
excellent easy ap to navigate and friendly staff good work Reviewed on: 17th April 2025
James H's avatar
James H

My experience with Zopa is very great

5
My experience with Zopa is very great Reviewed on: 17th April 2025
Doreen R's avatar
Doreen R

Credit card

5
Just excellent service never had any problems at all from setting up to spending on it Reviewed on: 17th April 2025
Carol G's avatar
Carol G

Had excellent experience so far everything is easy a...

5
Had excellent experience so far everything is easy and clear to use Reviewed on: 17th April 2025
Lisa H's avatar
Lisa H

credit card value

5
They have been first class in providing me with a credit card Reviewed on: 17th April 2025
ARTHUR C's avatar
ARTHUR C

When applying for this card it was very quick and ea...

5
When applying for this card it was very quick and easy and got cards in less than a week and I am always updated by zopa would highly recommend Reviewed on: 17th April 2025
Jessie W's avatar
Jessie W

Fantastic to deal with Great Zopa

5
Fantastic to deal with Friendly knowledgeable staff. Always polite. Reviewed on: 17th April 2025
Louise E's avatar
Louise E

My journey to zopa land

5
i met zopa online and the application was straight forward. When i applied i have i have got the credit within 2days Reviewed on: 17th April 2025
LESSEANON A's avatar
LESSEANON A

Seamless experience

5
Seamless experience the Zopa card experience is fantastic and will recommend it to anyone. Reviewed on: 17th April 2025
Emeka O's avatar
Emeka O

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