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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Customer service were sympathetic and dealt with my...

Customer service were sympathetic and dealt with my issue quickly Reviewed on: 22nd April 2025

ZOPA CREDIT CARD

Very helpful and staff easy to deal with. Great that everything can be done via their app. Reviewed on: 22nd April 2025

Excellent service

The process from start was seamless and the card works perfectly.interest rate competitive Reviewed on: 22nd April 2025

Great card and useful to improve my credit score.

Great card and useful to improve my credit score. The app is user friendly and easy to use. Reviewed on: 22nd April 2025

Easy application and useful card to have

Easy application and useful card to have Reviewed on: 22nd April 2025

Easy to apply for.

Easy to apply for. Good customer service support Reviewed on: 22nd April 2025

Always available at all times love their services

Always available at all times love their services Reviewed on: 22nd April 2025

Zopa credit card

Great app and easy to navigate, lots if helpful features as well , a messaging option with agent on hand to help with queries , also like the card feature which is very secure . Reviewed on: 22nd April 2025

A bit expensive the interest rate

A bit expensive the interest rate Reviewed on: 22nd April 2025

Very good experience for me goodbye

Very good experience for me goodbye Reviewed on: 22nd April 2025

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