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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

I am pleased to be able to have this opportunity wit...

I am pleased to be able to have this opportunity with Zopa because when you are a an older member of the community about of companies don’t accept you Reviewed on: 17th April 2025

Satisfying company

Good service in all can’t complain Reviewed on: 17th April 2025

Fantastic card

Everything is so easy to use and I am keep well informed about transactions and payments. Reviewed on: 17th April 2025

Good card easy to use will recommend

Good card easy to use will recommend Reviewed on: 17th April 2025

problems with my account thanks

Fast response great service very easy to talk to and all problems resolved thank you Reviewed on: 17th April 2025

Great to help with credit building and very good ser...

Great to help with credit building and very good service Reviewed on: 17th April 2025

Easy to use app helps too so you stay on top of money

Easy to use. I like the app as you can keep track Reviewed on: 17th April 2025

Zopa always remind customers in advance when to pay...

Zopa always remind customers in advance when to pay their card payment without paying any interest Reviewed on: 17th April 2025

Good professional service overall.

Good professional service overall. Reviewed on: 17th April 2025

Just a wonderful service very reliable and always th...

Just a wonderful service very reliable and always there for you Reviewed on: 17th April 2025

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