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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It was OK till now but I noticed last few days money...

It was OK till now but I noticed last few days money dissappear every day not more but today £0.54 tomorrow £0.17 and I don't know where it goes for example I had £2.09 available next day I find £1.74 and I didn't bought anything Reviewed on: 22nd April 2025

Easy to use pleasent service

Easy to use app updates quickly they are not intrusive like other providers Reviewed on: 22nd April 2025

Very informative staff and extremely friendly

Very informative staff and extremely friendly Reviewed on: 22nd April 2025

I have no problem with this card it hasn't let me down.

I have no problem with this card it hasn't let me down. Reviewed on: 22nd April 2025

Great customer service and easy to apply

Great customer service and easy to apply Reviewed on: 22nd April 2025

Very good product and easy to use app

Very good product and easy to use app Reviewed on: 22nd April 2025

I did not think I would get a credit card but then Z...

I did not think I would get a credit card but then Zopa came to my rescue absolutely thrilled with the whole process abd customer service Thank you Zopa for giving me a smile xxx Reviewed on: 22nd April 2025

I have had a great experience ine of the better cred...

I have had a great experience ine of the better credit cards Reviewed on: 22nd April 2025

Zopa review

Good service easy to use very friendly service Reviewed on: 22nd April 2025

App is great to use with many features in it...

App is great to use with many features in it Reviewed on: 22nd April 2025

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