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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easy to open and manage app is easy to sleep...

Easy to open and manage app is easy to sleep in control Reviewed on: 17th April 2025

So far so good credit card rates could be easier on...

So far so good credit card rates could be easier on the eye Reviewed on: 17th April 2025

No problems since starting using the card.

No problems since starting using the card. App notifies you every transaction so hopefully won’t get scammed. Reviewed on: 17th April 2025

Excellent service prompt reminders just excellent se...

Excellent service prompt reminders just excellent service all around Reviewed on: 17th April 2025

Lifesaver

My experience with Zopa is incredible. They came out of nowhere to help me out when no one else did and I can’t thank them enough. Keep doing what you doing Zopa, good luck! Reviewed on: 17th April 2025

I sm very happy with the card and how easy it is to...

I sm very happy with the card and how easy it is to use the app off zopa Reviewed on: 17th April 2025

Great credit card with excellent customer service

Zopa give sensible credit limits and have great customer service. Reviewed on: 17th April 2025

I like they treat they customers

I like they treat they customers Reviewed on: 17th April 2025

Happy customer

Easy to apply for and app is great and easy to navigate Reviewed on: 17th April 2025

There be good to me and my family

There be good to me and my family Reviewed on: 17th April 2025

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