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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easy to use app, excellent communication on any offers.

Easy to use app, excellent communication on any offers. Always keeping in touch with the customers and reminding them how they can make the best with their savings. Reviewed on: 17th April 2025

Helpful and friendly

Finding the service really helpful and friendly.Hazel Reviewed on: 17th April 2025

Very easy to use and very informative.

Very easy to use and very informative. Will explain everything in detail and no pressure on doing anything you don't want to. Won't just automatically give you a credit increase you can reject it. Everything I've asked explained to me in detail. Reviewed on: 17th April 2025

Easy to use and very happy it’s a reasonable apr...

Easy to use and very happy it’s a reasonable apr Reviewed on: 17th April 2025

Opening account was easy and not pestered by phone c...

Opening account was easy and not pestered by phone calls to do anything I didn't want. Reviewed on: 17th April 2025

Friendly staff very helpful noligable nothing to muc...

Friendly staff very helpful noligable nothing to much trouble every question answered in a very professional way Reviewed on: 17th April 2025

excellent card

excellent card easy to apply for. Reviewed on: 17th April 2025

Absolutely Amazing easy and simple

Absolutely Amazing easy and simple Reviewed on: 17th April 2025

The bridge of life

Since having received my card it's made shopping so much easier and bridges the gap between paydays much to the better for the value Reviewed on: 17th April 2025

Excellent

Excellent company best service excellent percentage rates app is great payment goes straight through Reviewed on: 17th April 2025

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