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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Since being with zopa I have nothing to complain abo...

Since being with zopa I have nothing to complain about and the service is great Reviewed on: 17th April 2025

Great customer service Easy to use

Great customer service Easy to use Reviewed on: 17th April 2025

Really good when I had problems with someone trying...

Really good when I had problems with someone trying to take money when I didn’t authorise it Reviewed on: 17th April 2025

Zopa credit card

I basically just applied for a credit card and it came through the post in less than a week, as long as you pay what you have to you are left to it, no one ever bothers you.. Reviewed on: 17th April 2025

Fantastic company looking after there customers

Fantastic company looking after there customers Reviewed on: 17th April 2025

Really easy to set up apply and use,

Really easy to set up apply and use, Reviewed on: 17th April 2025

Straightforward with no dramas

It’s been very straightforward, everything has worked as you would expect. Definitely a no dramas company, which is brilliant when you need a company to do what it’s meant to without the drama Reviewed on: 17th April 2025

Great communication.

Great communication. App is brilliant and has everything you need . Very clear and makes managing my money easier Reviewed on: 17th April 2025

I just have a credit card but never had any...

I just have a credit card but never had any problems Reviewed on: 17th April 2025

Excellent online product.

Excellent online product. Easy to navigate Reviewed on: 17th April 2025

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