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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

In one word sweet smooth experience

In one word sweet smooth experience Reviewed on: 17th April 2025

Excellent service card

Excellent service very good value Reviewed on: 17th April 2025

Excellent rate and service with email warnings when...

Excellent rate and service with email warnings when needed Reviewed on: 17th April 2025

Zopa credit card

Easy to apply credit card and easy to navigate through app Reviewed on: 17th April 2025

Excellent service from a credit card

Excellent service from a credit card Reviewed on: 17th April 2025

Very good customer service and always very happy to...

Very good customer service and always very happy to help Reviewed on: 17th April 2025

Since being accepted I've been kept upto date with m...

Since being accepted I've been kept upto date with my payment date , and all information via the app Reviewed on: 17th April 2025

Excellent service

Excellent service throughout from the application to present day Reviewed on: 17th April 2025

Zopa was easy to use from first applying to using th...

Zopa was easy to use from first applying to using their app to check my credit card balance and pay my bill it was straightforward and very user friendly, had to contact them once and the advisor I spoke to was very friendly and efficient Reviewed on: 17th April 2025

Extremely easy to use and plenty of contact so I nev...

Extremely easy to use and plenty of contact so I never miss a payment. Excellent Reviewed on: 17th April 2025

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