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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Very good easy to deal with such a pleasure

Very good easy to deal with such a pleasure Reviewed on: 17th April 2025

Best card ive ever had.

Best card ive ever had. Easy to use and make payments. Reviewed on: 17th April 2025

A great card.

A great card with great customer service backing it up. Reviewed on: 17th April 2025

Excellent Company

Communication was excellent and clear advice given about the product Reviewed on: 17th April 2025

All good & timely updates, no extra costs , clear co...

All good & timely updates, no extra costs , clear communication Reviewed on: 17th April 2025

Good service app is perfect working

Good service app is perfect working Reviewed on: 17th April 2025

Ever time I contact Zopa, they are friendly and prof...

Ever time I contact Zopa, they are friendly and professional and always sort out any issues Reviewed on: 17th April 2025

Overall very happy with Zopa ease of access

Overall very happy with Zopa ease of access Reviewed on: 17th April 2025

Easy and straight forward.

Easy and straight forward. All resolved in a couple of minutes. Professional and efficient. Reviewed on: 17th April 2025

Great company, highly recommend.

Very good service, transparent and good value for money. Reviewed on: 17th April 2025

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